Two of my friends and myself participated in TransUnion’s hackathon this year. The requirements for the finished product were pretty broad and involved tweaking or adding some aspect to certain parts of their site. We chose to revamp the way people get their credit scores. Not very many people feel close to their credit company and we figured we would try to close that gap. Below is a GIF of our finished product, the credit report that brings the company closer to the consumer. We captured what is important and tried to eliminate the wall of data that the average person doesn’t want to sift through. Of course they could access their data in an expanded form but this is an example of a personalized credit report, organized clearly and highlights the important details that the average consumer is truly looking for.

We pull in each customer through a given JSON file and analyze their data, pulling out the most important aspects of their report. A key feature of our final design was readability and the elimination of clutter, in this instance, we display Julia’s credit report. Julia opens her report and is immediately put on a personal level with her credit company. Instead of displaying data raw, we generate strings based on certain criteria of the users credit report and display it in a readable and user friendly way. The parallax effect is easy on the eyes and much easier to scroll through; it also allows us to emphasize what is important to the user. We emphasized bridging the gap between users and their financial institutions, here, Julia is happy, her credit company is happy, and we have moved a step closer to a more personal level of finance.